Buyer Resources
Take the Stress Out of Homebuying
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
Take the Stress Out of Homebuying
Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.
1. Find a real estate agent who you connect with. Home buying [...]
7 Reasons to Own Your Home
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
7 Reasons to Own Your Home
1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.
2. Appreciation. Real estate has long-term, stable growth [...]
Get Your Finances in Order: To-Do List
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
Get Your Finances in Order: To-Do List
1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in [...]
8 Tips to Guide for Your Home Search
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
8 Tips to Guide for Your Home Search
1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.
2. Be realistic. It’s OK [...]
5 Factors That Decide Your Credit Score
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
5 Factors That Decide Your Credit Score
Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:
1. Your payment history. Did you pay your credit card obligations on time? If they were [...]
Lender Checklist: What You Need for a Mortgage
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
Lender Checklist: What You Need for a Mortgage
□ W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every
person signing the loan.
□ Copies of at least one pay stub for each person signing the [...]
Common First-Time Home Buyer Mistakes
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
Common First-Time Home Buyer Mistakes
1. They don’t ask enough questions of their lender and end up missing out on the best deal.
2. They don’t act quickly enough to make a decision and someone else buys the house.
3. They don’t find the right agent who’s [...]
Why You Should Work With a REALTOR®
Provided by Sonja Huntsman, CRS, Windermere Sun Valley
208-720-7125 Sonja @SonjaHuntsman.com www.SonjaHuntsman.com
Why You Should Work With a REALTOR®
Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. [...]
Home Buyer Tax Credit
Bringing the Dream of Homeownership Within Reach
As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed new legislation that:
Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.
Expands the credit to grant up to [...]
